Mortgage Products

First Time Home Buyer FHA Loan FAQ What is an FHA loan? An FHA loan is a government-insured mortgage backed by the Federal Housing Administration. It’s designed to help buyers with lower credit scores or limited savings qualify for homeownership [1]. Who are FHA loans best for? FHA loans are ideal for: First-time homebuyers Borrowers with credit scores as low as 580 […]
First Time Home Buyer Conventional Loan FAQ What is a conventional loan? A conventional loan is a mortgage not backed by the federal government. It’s offered by private lenders and can be either: Conforming – Meets Fannie Mae and Freddie Mac guidelines Non-conforming (Jumbo) – Exceeds conforming loan limits [1] Who are conventional loans best for? Conventional loans are ideal for: Borrowers […]
Foreclosure Missed a Mortgage Payment? Here’s What to Do Next (Before It Snowballs) Life happens. Maybe it was an unexpected medical bill, a job change, or just a tough month financially—but now you’ve missed a mortgage payment, and the panic is starting to set in. Take a deep breath. One missed payment doesn’t mean you’re going to lose your home. But it does mean it’s time to take […]
Changes in the Real Estate Market Top 5 Buyer Mistakes to Avoid in 2025 Buying a home in 2025 is exciting—but let’s be honest, it’s also a bit overwhelming. Between fluctuating interest rates, tight inventory, and new tech tools, today’s buyers have a lot to navigate. Whether you’re a first-time buyer or a seasoned homeowner looking to upgrade, avoiding these common mistakes can save you time, money, and stress. […]
Foreclosure Pre-Foreclosure vs. Foreclosure: What’s the Difference (and Why It Matters) If you’ve fallen behind on your mortgage—or know someone who has—you’ve probably heard the terms pre-foreclosure and foreclosure thrown around. They sound similar, but they mean very different things for homeowners. Understanding the difference could be the key to saving your credit, your equity, and your peace of mind. Let’s break it down in plain […]
Don't Miss Our Next Post
Subscribe Now